For many years, I struggled with spending. I wanted to buy anything I wanted, when I wanted, and the prettier the better. And then I was introduced to designer purses and that's all I wanted to purchase. When you're shopping with friends and can't purchase clothes in the same store, you CAN purchase purses and accessories. So, that's what I did.
I realized I was buying all these things for a variety of emotional reasons. I also realized this was a common theme in my life and my spending, but I didn't know how to deal with it. Then I tried a no-spend week and it was SO difficult. I realized I was using shopping as a crutch - bad day, bored, don't want to deal with something, sad, happy, celebrations, etc. I was shopping it all away. It was only 1 week but it really opened my eyes to WHY I was spending so much money.
Don't get me wrong, I still buy things but I make sure that they are things that I NEED, not want a distraction from. And on those tough days when I think surely doing a little shopping will make me feel better, I do some online shopping. I put the items in the cart and then I walk away. I wait at least 24 hours and if those items are still on my mind and I really want them, then I'll purchase them. But, 9.5 times out of 10 I decide I don't really need the items or want them.
If you're struggling with your finances and realizing you're overspending with an extra trip, or 5, to Target and a happiness run here and an 'I've had a hard day' trip there. Consider trying a no-spend week to learn what your triggers are AND that you're strong enough to walk away from unnecessary spending.
Are you stuck with your finances, know you need help in addition to your overspending but no idea where to start? Sign up for a 1:1 coaching session today and get started on tackling your debt.