Are you tired of...
...people who aren't in your circumstances telling you how to fix your finances?
...stopping and starting and only having 1 piece of the puzzle at a time?
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I have been in debt, overwhelmed by the payments, how much I owed and no idea when or how I could ever be debt free. Now I help people take stock of their finances and create plans to a new path that isn't so heavy with financial stress.
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I created these worksheets after working with my clients and starting with the same information for each person. Starting with this same information lead to my clients paying off over $25,000 in debt.
Everyone needs to know these basics. I have broken it down into different worksheets that can be done on their own but add up to your financial picture. The time to start is now.
In this toolkit we will cover a variety of items including
Your Monthly Expenses
Many people don't like the word budget, so call it a spending plan. I firmly believe you have to know where your money is going before you can make changes and create an ideal spending plan.
401k and investment tracking
As we move from job to job, many times we forget to bring our 401k's with us. And if we do, they're often not invested. It's time to change this!
Debt and bill tracking
Knowing the details of your debt helps you develop a plan. Knowing the details of your monthly bills helps you to not fall behind and have past due bills.
What's inside (the details)...
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*Welcome
*Monthly expenses, so that you know your minimum amount needed each month.
(A $15 value)
*Monthly bill tracker, so that you don't miss a bill because you didn't realize you hadn't received it, and your credit score doesn't take a hit. (A $10 value)
*Debt tracker, so that you can keep track of all your debts, know the details and determine which method to use to pay off your debt. (A $15 value)
*Subscriptions tracker, so that you can see if the price increases and if you are paying for subscriptions you no longer use. (A $10 value)
*401k tracker, so that you don't leave old 401k's from past companies behind.
(A $12 value)
*401k by age, so that you can compare where you are to the industry benchmark. (A $5 value)
*Emergency savings, so that you know how much you would need each month in the case of an emergency and how much to have saved. (A $12 value)
*Sinking funds, so that you can be prepared for non-monthly expenses. (A $10 value)
*Savings tracker, so that you can stay motivated with any amount put into savings. (A $10 value)
*Holiday gift list and budget tracker, so that you can stay on track with your budget and what you are buying for gifts. (A $12 value)
*Dates to remember, so that you can remember important dates in your life and track once you have bought cards or a gift. (A $10 value)
*Savings fill-in tracker, so that you have a visual representation of your progress. (A $5 value)
*Top tools, so you can save time searching for financial items and start using them. (A $20 value)
*Encouragement
Total value: $146
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Today's price: $32
FAQ'S
I'm [this type of person]. Is this for me?
Absolutely! This is for you if you're single, married, new to finances or experienced, needing a refresh or an overhaul. Everyone can benefit from this!
How will this be delivered?
Once purchased, you will receive an email with the PDF attachment.
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How much time is required?
It really depends on you and your access to your financial information. You could knock it out in 1 hour or it may take a few hours. The important thing is you're doing it!
Are these digital? Or printed out?
I recommend printing them out. They do come to you in a PDF.
Are there instructions?
There is text on each page explaining what the items are and how to best use them.
How can I work with you beyond the toolkit?
I offer 1:1 coaching, helping you go after your dreams and accomplish goals in all areas of your life. Sign up for 1:1 coaching and let's get you started on your journey!
Here's the truth.
I was tired of people telling me there was ONE way to get out of debt. Debt and finances are personal, and so is the path out. This toolkit was developed to give you an overview so you can start to find your path out and what works for YOU. The good news is YOU are capable of finding a new path and financial freedom.
The time to start is now. Starting today is always better than tomorrow.
