I've said it once and I'll say it again, I am not a fan of resolutions. And I'm not even sorry about it.
When I think of resolutions, I think of something that will fail and leave me discouraged.
I do, however, love challenges, small changes and changed behavior. This is why I created the January Finance Challenge.
I created 2 versions:
One is free - January Themes - This lists themes for each week, allowing you to do some research and come up with activities to complete during that week.
The other version is paid - January Challenge Finances - This has items to do for each weekday. The activities slowly build on each other so you don't have to worry about catching up or being overwhelmed.
Over the course of the last six months of 2020, I saved $7900 using these each same items and techniques. As they say, no one said it would be easy, they just said it would be worth it. It takes hard work. I wish you could just snap your fingers and your finances would be in order, but unfortunately life doesn't work that way.
IT TAKES WORK.
Are you ready to put in the work and enjoy the rewards? Financial security, being able to check your checking account without being worried that you're overdrawn, having savings, saving for the future, saving for unexpected emergencies, able to take the dream trip you've always wanted, buy the house you've dreamed of, or so much more. That starts with examining your money, and being honest with yourself.